Are you having debts which are mounting and you are not realizing whats wrong. When you want to gain victory over a problem acknowledge the problem. Once you acknowledge the problem try to understand why you are in debt. Do you have many credit cards? Having many credit cards could be a primary reason for debt as the interest rates involved on credit card transactions are the highest. Think about taking loans at lower interest rates and clearing the dues on your credit cards as one of the options. Are you a impulsive shopper? You can help yourself by taking a shopping list to the super market and sticking to the list. All these may seem common sense but these small steps will go a long way in reducing debts.
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